Title

Financing attitude of Islamic vs. Conventional banking institutions towards SMEs in Pakistan

Abstract/Description

This study examines the attitude of banks’ financing towards Small & Medium Enterprises (SMEs) in Pakistan. The study further aims to assess if there is any difference between the lending attitude of Islamic and conventional banking institutions. The data is collected from the State Bank of Pakistan website and regression analysis is applied to contrast the attitude of Islamic and conventional banking institutions in Pakistan towards SMEs financing. The evidence suggests that the Islamic banking institutions are more inclined towards financing SMEs as compared to their conventional counterparts, however, overall, the results are weakly significant at 10% level.

Track

Accounting, Law, and Finance

Session Number/Theme

Session 1A: Islamic Finance

Session Chair

Dr. Irum Saba, Institute of Business Administration, Karachi

Session Discussant

Dr. Mohsin Zahid Khawaja; Dr. Mohsin Sadaqat; Madeeha Omer Lakhani; Nader Virk

Start Date/Time

23-6-2022 11:00 AM

End Date/Time

23-6-2022 11:20 AM

Location

Training Room 3, Marriott Hotel, Karachi

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Jun 23rd, 11:00 AM Jun 23rd, 11:20 AM

Financing attitude of Islamic vs. Conventional banking institutions towards SMEs in Pakistan

Training Room 3, Marriott Hotel, Karachi

This study examines the attitude of banks’ financing towards Small & Medium Enterprises (SMEs) in Pakistan. The study further aims to assess if there is any difference between the lending attitude of Islamic and conventional banking institutions. The data is collected from the State Bank of Pakistan website and regression analysis is applied to contrast the attitude of Islamic and conventional banking institutions in Pakistan towards SMEs financing. The evidence suggests that the Islamic banking institutions are more inclined towards financing SMEs as compared to their conventional counterparts, however, overall, the results are weakly significant at 10% level.