Consolidation in Indian banking industry – need of the hour

Authors

Syed Ahsan Jamil, Institute of Productivity and Management, Lucknow, India
Bimal Jaiswal, University of Lucknow, Lucknow, India
Namita Nigam, Institute of Environment and Management, Lucknow, India

Abstract

This study is aimed at trying to unravel the fast and metamorphic changes been brought about within the Indian banking industry. With the government in India clearly specifying that it will liberalize the entry of foreign banks in India by 2009 alarm bells have started ringing for underperforming banks who largely nurtured under government protection and lack of competition. It is now a fight for survival. Consolidation seems to be the only viable solution for most of theses beleaguered banks.

Keywords

Consolidation, Mergers, Non-performing assets, Capital adequacy ratio

DOI

https://doi.org/10.54784/1990-6587.1154

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Recommended Citation

Jamil, S. A., Jaiswal, B., & Nigam, N. (2008). Consolidation in Indian banking industry – need of the hour. Business Review, 3(2), 1-16. Retrieved from https://doi.org/10.54784/1990-6587.1154