Streaming Media
Media Type
Keynote Address
Publication Date
4-12-2004
Description
Why should commercial banks lend to Small and Medium Enterprises (SMEs)? They haven’t done this before. What has happened that they should do it now? Aren’t there higher risks of default and non-payment in case of these types of borrowers? These are legitimate questions and I would like, this morning, to focus on five different aspects of this issue: a) The overall context and direction of commercial bank lending. b) Win-win situation for the banks, entrepreneurs and national economy. c) Credit appraisal technology for SMEs. d) Regulatory and infrastructure support. e) Learning from international best practices.
Recommended Citation
Husain, I. (2004). Why Lend to Small and Medium Enterprises?. Retrieved from https://ir.iba.edu.pk/faculty-research-talks-speeches/91
Notes
Inaugural address at the IFC sponsored Training Workshop for SME Lending held at the Institute of Bankers, Karachi on April 12, 2004