In depth review of funding structure of Pakistani commercial banks :


Ashar Husain


Master of Business Administration Executive

Faculty / School

Faculty of Business Administration (FBA)

Year of Award

Spring 2020

Project Type

MBA Executive Research Project

Access Type

Restricted Access


Banks and banking, Capital Fianance

Executive Summary

In this paper the capital requirement of the banks in Pakistan in relation to the various circulars issued by the SBP in this regard, is discussed followed by the discussion over the capital generated by the banks through the equity injection and the capital generated through debt instruments. Discussion about whether overall capital adequacy ration of 10% required to be maintained by SBP is sufficient in Pakistan's perspective. Program: EMBA Photocopying is prohibited. To be used within library premises Methodology: A primary research was carried out , this included interviews with personals within the banking fraternity. Other mediums such as internet, financial statement of banks , SBP circulars and websites were also used to gather relevant information.

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